Richard has 25 years industry experience and during this time Richard has been central to building a client centric financial planning business, where clients are at the heart of all that we do. Originally a Marine Biologist, Richard has completed The Personal Finance Society’s (PFS) Fellowship programme, the PFS’s highest achievement and also holds the Investment Management Certificate level 4. West Country born and bred, Richard feels very lucky to live in such a beautiful part of the country, yet is lucky enough to work throughout the UK, with his main focus being the West Country and London. Richard lives in East Devon with his wife, two children and a large assortment of pets. The family spend their time enjoying the great outdoors.